
Our Story
JFourth is Julia and her three Js - her children.
Four Js. One mission: go forth and make a difference.
We started JFourth because we saw too many compliance programmes that looked great on paper but crumbled in practice. Policies that no one read. Training that no one remembered.
Controls that no one followed.
We believe there's a better way.
Compliance isn't about ticking boxes. It's about protecting people ... the grandmother who could lose her savings, the student who could become a mule, the small business owner who just wants a fair shot.
That's why we put humans at the centre of everything we do.
Our logo tells this story. The circle represents the Circle of Trust - the foundation of every client relationship we build.
🔵Navy Blue: authority and stability
💠Teal: energy and forward-thinking solutions
🟡Gold: quality and excellence
Nothing was accidental. Every element was chosen with intention, just like every solution we create for you.


The Compliance Blackbelt
Julia Chin has spent over 30 years following the money to protect people.
Audit rooms. Forensic investigations. Banking halls. UN conventions. Her career has been anything but linear, spanning accountancy, banking, compliance, and risk management across Asia and the Middle East.
Today, as Founder & CEO of JFourth Solutions, she focuses on what matters most: building compliance cultures where people speak up, not just tick boxes.
Julia is an accredited trainer, keynote speaker, and writer of Tripwire, a newsletter on the human side of risk.
Her driving belief: the best solutions emerge when we stop working in silos.
Want to work together?

Protecting value and empowering people through human-centered compliance design.

