
INTRODUCING PULSE®
Beyond Checkboxes:
Cultivate a Culture that holds
RIsk and Compliance are not just about rules; it's about fostering integrity and empowering employees to make the right decisions, even when no one is watching.
We help you address the human element of risk and compliance through human-centred design.
You don't install integrity. You cultivate it.
What is PULSE®?
A pulse is a sign of life - rhythmic, continuous, responsive. A healthy organisation has a strong pulse, one that adapts to pressure rather than breaking under it.
PULSE® goes beyond traditional risk and compliance. It assesses the conditions that allow integrity to grow, or wither.
"Culture is the first line of defence. PULSE® helps you measure it, understand it, and strengthen it."
Combining over 50 years of financial crime fighting with award-winning human-centered design, we assess five critical dimensions of culture for sustainable growth.
Five Pillars
One Living System

PULSE® provides a holistic diagnostic for your organisation's risk and compliance health.
P eople (Why it matters)
U ndertaking (We're committed)
L eadership (We show it)
S tructure (We're organised)
E cosystem (We're connected)
What Makes PULSE® Different?
Moving beyond tick-box exercises to create lasting behavioural change.
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Engaging
Interactive workshops and real-world case studies that keep teams motivated.
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Tailored
Customised to your industry, regulatory landscape, and company values.
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Practical
Tools to integrate compliance principles into daily work routines.
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Behavioural
Designed to drive lasting change through deeper understanding.
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Measurable
Data-driven tools to track progress and demonstrate real ROI.
The Minds Behind PULSE®
Award-winning design meets decades of frontline expertise
JC
FOUNDER, JFOURTH SOLUTIONS
With over 30 years in the financial services sector, fighting financial crime, Julia transitioned from audit and banking to culture building, helping organisations move from a policing mindset to a partnership mindset.
Financial Crime Fighter
Inclusion Advocate
RC
HUMAN-CENTERED CHANGE DESIGNER
An award-winning designer recognized at the Asia Risk Awards. Ren Chang specializes in data-led risk cultures and human-centered change in the financial sector.
Risk Culture Designer
Change Strategist

Protecting value and empowering people through human-centered risk and compliance design.