
INTRODUCING PULSE
Beyond Checkboxes: Cultivate a Thriving Risk & Compliance Culture
The PULSE Diagnostic Framework
Compliance isn't just about rules; it's about fostering integrity and empowering employees to make the right decisions, even when no one is watching.
"Rules don't stop financial crime. People do."
What is PULSE?
A holistic approach co-created by Julia Chin and Ren Chang Soo to address the human element of compliance.
PULSE goes beyond traditional training. It's a comprehensive program designed to nurture the internal compass of your organisation.
"Culture is the first line of defence. PULSE helps you measure it, understand it, and strengthen it."
Combining over 50 years of financial crime fighting with award-winning human-centered design, we assess five critical dimensions of culture for sustainable growth.
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P eople
U ndertaking
L eadership
S tructure
E cosystem
What Makes PULSE Different?
Moving beyond tick-box exercises to create lasting behavioral change.
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Engaging
Interactive workshops and real-world case studies that keep teams motivated.
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Tailored
Customised to your industry, regulatory landscape, and company values.
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Practical
Tools to integrate compliance principles into daily work routines.
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Behavioural
Designed to drive lasting change through deeper understanding.
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Measurable
Data-driven tools to track progress and demonstrate real ROI.
The Minds Behind PULSE
Award-winning design meets decades of frontline expertise
JC
FOUNDER, JFOURTH SOLUTIONS
With over 30 years in the financial services sector, fighting financial crime, Julia transitioned from audit and banking to culture building, helping organisations move from a policing mindset to a partnership mindset.
Financial Crime Fighter
Inclusion Advocate
RC
HUMAN-CENTERED CHANGE DESIGNER
An award-winning designer recognized at the Asia Risk Awards. Ren Chang specializes in data-led risk cultures and human-centered change in the financial sector.
Risk Culture Designer
Change Strategist

Protecting value and empowering people through human-centered risk and compliance design.
